If you're in over your head and you've come to the conclusion that bankruptcy is the only way out, you need to hire an attorney. Filing for bankruptcy is a complicated legal process with many variables. To walk you through this process you will need to enlist the aid of an attorney who specializes in bankruptcy. Remember, though, not all attorneys are created equal. To find the best personal bankruptcy lawyers in your area here are some things you should keep in mind.
- This is an important process and you want to make sure that whoever you hire to represent you is not only qualified but also someone you trust, like and think you can work with. For this reason, you shouldn't rush out and hire whoever your uncle used for his bankruptcy. It's ok to meet with that attorney and ask them questions to determine if you want to hire them, but don't just hire them because a friend or family member recommends them.
- This is not something you want to put off until the last minute. Take some time to interview attorneys. As stated above, you will have a fairly intense several weeks or months while your bankruptcy is being resolved, you want someone you can work with.
- When you are interviewing lawyers, most will allow you a free consultation, you should ask them how many people will be working on your case, and what their fee schedule is. They should also be able to give you a ballpark idea of how much it will cost for a basic bankruptcy. Of course, if your case is more complicated it will cost you more since attorneys charge by the hour.
- In many cases, the majority of your case will be handled by a clerk or a paralegal and the attorney will actually spend very little time on your case. It's for that reason that you should ask them who will be working on your case.
- Always do anything you can to lessen the amount of time you spend with your attorney or talking to your attorney. They charge by the hour and they usually round up. Every phone call, office meeting, and the time any associates spend on your case will be billed to you. Don't be lazy. If there is something you can do such as provide copies of certain papers, then do it. You will save money in the long run.
- It's very important that you are involved in your case. People often make the mistake of hiring an attorney and then just sit back and let them take over. The problem is that no matter how good your attorney is, they are still handling perhaps dozens of other cases and there is no way they can keep all the small details of your case in their head. Don't be afraid to look over all the documents to check for inaccuracies. If you find something don't be afraid to tell your attorney...and then make sure it gets corrected.
Going through bankruptcy is a horrible, time-consuming, and confusing experience, that's why you need the help of qualified personal bankruptcy lawyers. Use these tips to find the one that is best for you and that you feel comfortable with.